Effective Date: March 26, 2026
Welcome to mypinjaman.loan ("Website", "we", "us", or "our"). These Terms and Conditions ("Terms") govern your access to and use of this Website and its services.
By accessing, browsing, or using this Website, you agree to be bound by these Terms. If you do not agree, please do not use this Website.
mypinjaman.loan is an online platform that provides information about personal financing options and may connect users with third-party lenders, financial institutions, or partners.
We are not a direct lender, do not issue loans, and do not make credit decisions. Any loan approval, terms, rates, and conditions are determined solely by third-party providers.
By using this Website, you confirm that:
Submission of your information does not guarantee that you will receive a loan offer or be approved for financing.
We do not guarantee:
You agree that you will:
The Website may connect you with third-party lenders, partners, or service providers. Any interaction, agreement, or transaction you enter into with such third parties is solely between you and them.
We are not responsible for:
We may receive compensation from lenders, partners, or affiliates when users submit applications or are matched with offers. This compensation may influence the placement or visibility of offers on the Website.
Use of this Website is free for users unless otherwise stated.
Your use of this Website is also governed by our Privacy Policy, which explains how your personal data is collected, used, and shared in accordance with applicable laws, including the Personal Data Protection Act 2010 (Malaysia).
All content on this Website, including text, design, graphics, logos, and software, is the property of the Website or its licensors and is protected by applicable intellectual property laws.
You may not copy, reproduce, distribute, modify, or create derivative works without prior written consent.
The Website and its content are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied.
We do not guarantee that:
To the fullest extent permitted by law, we shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from or related to your use of the Website or reliance on its content.
You agree to indemnify and hold harmless the Website, its owners, affiliates, partners, and service providers from any claims, losses, damages, liabilities, or expenses arising out of your use of the Website or violation of these Terms.
We reserve the right to suspend or terminate your access to the Website at any time, without notice, if you violate these Terms or engage in any unlawful or harmful activity.
We may update or modify these Terms at any time. Updated versions will be posted on this page with a revised Effective Date.
Your continued use of the Website after changes are posted constitutes your acceptance of the updated Terms.
These Terms shall be governed by and construed in accordance with the laws of Malaysia.
If you have any questions regarding these Terms, please contact us:
Email: [Insert Email Address]
Address: [Insert Business Address]